Our Process
Most financial plans are a 90-minute meeting, a PDF, and an invoice.
Here's what Wealth In Yourself actually looks like over a year. Four phases. Thirteen meetings. One flat fee.
Year One
13 meetings. 4 phases. Every area of your financial life.
Each phase builds on the last. By the end of Year One, you have a complete, coordinated financial system — not a binder on a shelf.
Ground
Months 1-2
Orientation & Cash Flow Mapping
Meet, align on logistics, map income and expenses, set your financial baseline.
Envision
Life planning session using the Money Quotient framework. What does your ideal life look like?
Engage
Values deep dive. What matters most? What are you building toward?
Balance Sheet & Net Worth
Full financial inventory. Assets, liabilities, and your net worth baseline.
Design
Months 3-5
Tax Strategy Session
Proactive tax planning. Entity structure, Roth conversions, deductions, estimated payments.
Insurance & Risk Management
Review all coverage. Life, disability, umbrella, property, long-term care.
Investment Strategy
Portfolio review. Asset allocation, risk assessment, cost analysis, rebalancing plan.
Estate & Legacy Planning
Wills, trusts, power of attorney, healthcare directive, beneficiary audit.
Build
Months 6-9
Explore
Real estate portfolio integration, business planning, or a specialized topic based on your needs.
Empower
Financial therapy integration. Money scripts, behavioral patterns, decision-making frameworks.
Sequence Setup & Automation
Cash flow automation, account organization, and system setup so your plan runs itself.
Evolve
Months 10-12
Enlighten
Year-one review. What worked, what changed, what comes next.
Annual Review
Comprehensive review. Net worth update, fee reassessment, next-year priorities.
The Virtual Family Office in Action
You don't coordinate the team. We do.
When you need a cost segregation study, I don't send you to Google — I introduce you to the right partner, manage the handoff, review the output with you, and coordinate the tax and investment implications.
Altruist
Custodian
RightCapital
Financial Planning
Encore Estate Plans
Estate Planning
Valur
Advanced Tax Strategies
Monarch Money
Cash Flow Tracking
Year Two and Beyond
After the first year, the rhythm changes.
Quarterly Strategy Calls
Four focused check-ins per year. Adjust the plan as your life and business evolve.
Annual Comprehensive Review
Full net worth update, fee reassessment, and next-year priorities. Your fee goes down as your wealth goes up.
Event-Driven Planning
A business sale, a new property, a baby, a career change. When life happens, your plan adapts.
What This Costs
All of this — 13 meetings, VFO coordination, unlimited access — is one flat fee.
No AUM percentage. No commissions. No surprise invoices. Your fee is based on net worth and declines as your wealth grows.
Ready to stop overpaying and start designing your life?
Book a 15-minute intro call. No pitch. No pressure. Just a conversation about what matters to you.
Book Your Intro Call